$781174569

mortgages closed with intelliMortgage

“Want a really low mortgage rate, without the sales spin?…IntelliMortgage… checks for the best rate from among banks, credit unions and wholesale lenders who don’t deal directly with the public.”

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Save $1000's vs. banks & brokers

We handle all the paperwork and close your mortgage on time.

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Mortgage Brokers and Banks vs. iM's Digital Mortgage™

Big Bank Rates

706

Typical Broker Rate

3200

intelliMortgage

5485

Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

No Surprise Fees

We never charge fees to close your mortgage, ever. In fact, lenders pay us to process your mortgage on their behalf. We in turn take about two-thirds of their fee and give it right back to you, through rate buydowns and cash rebates.

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Mortgage Features Matter

Saving 0.1% or 0.2% on the interest rate doesn't help if you pick a mortgage with:

  • The wrong term
  • Portability limits
  • High penalties
  • Refinance restrictions
  • High rates on variable conversions
  • High rates on mid-term refinances
  • Reinvestment fees
  • Insufficient prepayment privileges
  • A collateral charge
  • And so on...

intelliMortgage objectively compares every major lender and helps you pick the best rate and the best contract terms.

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In Our Client's Words

intelliMortgage strives for amazing reviews, and it starts with world-class service.

Shannon Legault
Shannon Legault

5 out of 5 stars

posted 2 weeks ago

We had an amazing mortgage broker named Tanis. If you ever chose to go with B2B ask for her. She is outstanding. They have great customer service and get back to you very quickly. They have great business hours as well so it's always so easy to communicate. Just be ready to provide A LOT of paper work. They do ask for a letter of employment and then they want a telephone confirmation of employment as well. Heads up if you're a teacher for the French board... send everything you ever got in relation to your pay! We have a complicated salary;)

Cissy Gu
Cissy Gu

5 out of 5 stars

posted 1 week ago

I personally work for a Big Five bank, where I can enjoy Employee Mortgage Rate. But after talking to Leslie Blais, I was impressed by the much better rate and service I could get from IntelliMortgage. She and her team were super professional and helpful to prepare my application package and Melanie McLister even stayed late one night to wrap up my application because of an incoming prime rate increase the following day. They totally beat my expectation.

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