mortgages closed with intelliMortgage

“Want a really low mortgage rate, without the sales spin?…IntelliMortgage… checks for the best rate from among banks, credit unions and wholesale lenders who don’t deal directly with the public.”

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Save $1000's vs. banks & brokers

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Mortgage Brokers and Banks vs. iM's Digital Mortgage™

Big Bank Rates


Typical Broker Rate




Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

No Surprise Fees

We never charge fees to close your mortgage, ever. In fact, lenders pay us to process your mortgage on their behalf. We in turn take about two-thirds of their fee and give it right back to you, through rate buydowns and cash rebates.

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Mortgage Features Matter

Saving 0.1% or 0.2% on the interest rate doesn't help if you pick a mortgage with:

  • The wrong term
  • Portability limits
  • High penalties
  • Refinance restrictions
  • High rates on variable conversions
  • High rates on mid-term refinances
  • Reinvestment fees
  • Insufficient prepayment privileges
  • A collateral charge
  • And so on...

intelliMortgage objectively compares every major lender and helps you pick the best rate and the best contract terms.

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In Our Client's Words

intelliMortgage strives for amazing reviews, and it starts with world-class service.

Shannon Legault
Shannon Legault

5 out of 5 stars

posted 1 month ago

We had an amazing mortgage broker named Tanis. If you ever chose to go with B2B ask for her. She is outstanding. They have great customer service and get back to you very quickly. They have great business hours as well so it's always so easy to communicate. Just be ready to provide A LOT of paper work. They do ask for a letter of employment and then they want a telephone confirmation of employment as well. Heads up if you're a teacher for the French board... send everything you ever got in relation to your pay! We have a complicated salary;)

Rav Muthali
Rav Muthali

5 out of 5 stars

posted 3 weeks ago

Simply the best. It was great working with Melanie McLister from IntelliMortgage. She and her team were awesome. She is very knowledgable, professional as well as cares about her customers and finds great mortgage rates. She has always kept us in the loop and updates us by email and phone which was really helpful. Her customer service was great, she was always there for us, we never had to followup with her, she would always respond to emails or calls promptly. Overall, I am very happy we found her. Very satisfied customer !!!

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