mortgages closed with intelliMortgage

“Want a really low mortgage rate, without the sales spin?...IntelliMortgage... checks for the best rate from among banks, credit unions and wholesale lenders who don’t deal directly with the public.”

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Save $1000's vs. banks & brokers

We handle all the paperwork and close your mortgage on time.

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The Online Mortgage Broker that Saves You More

Big Bank Rates


Typical Broker Rate




Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

No Suprise Fees

We never charge fees to close your mortgage, ever. In fact, lenders pay us to process your mortgage on their behalf. We in turn take about two-thirds of their fee and give it right back to you, through rate buydowns and cash rebates.

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Mortgage Features Matter

Saving 0.1% or 0.2% on the interest rate doesn't help if you pick a mortgage with:

  • The wrong term
  • Portability limits
  • High penalties
  • Refinance restrictions
  • High rates on variable conversions
  • High rates on mid-term refinances
  • Reinvestment fees
  • Insufficient prepayment privileges
  • A collateral charge
  • And so on...

intelliMortgage objectively compares every major lender and helps you pick the best rate and the best contract terms.

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In Our Client's Words

intelliMortgage strives for amazing reviews, and it starts with world-class service.

Mostafa Asadi
Mostafa Asadi

5 out of 5 stars

posted 1 week ago

Fantastic people and service. Melanie and Tanis were both responsive, pleasant to work with and helped us through what was a very stressful situation (buying our first home). They also got us a great rate. Highly recommend them!

Jason M
Jason M

5 out of 5 stars

posted 5 months ago

My mortgage was up for renewal at one of the big banks and I no longer had patience for their crap. IntelliMortgage was a breath of fresh air! Their site allows you to easily and quickly find a rate and lender that meets your needs (they have lots of parameters for you to configure). Leslie then quickly reached out to me and was very patient and helpful in assisting me through the porting process as I had never done it before. I was very happy with them!

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