Let Us Beat Your Quote

If you’ve found a great rate, give us a chance to make it greater. Fill in the form below and we’ll scour the market for lower rates, with the same or better features. A Mortgage Concierge will then contact you within 24 business hours to tell you if anyone has a better deal—even if it’s not us!

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Tell Us What You Were Quoted

RateBeater Terms

  • You've done all your shopping and have come to us last.
  • You understand we provide one RateBeater quote per customer.
  • You want us to close your mortgage if we provide the best quote for the mortgage you want.
    (You'll love our friendly expert service!).
  • You and the property are located in one of these provinces: Alberta, British Columbia, New Brunswick, Newfoundland, Ontario or PEI.
  • Your property is in a city with at least 25,000 people.
  • Your own no more than two properties worldwide
  • You have at least one credit card with a credit limit of at least $3,000.
  • You have not been more than 30 days past due on any accounts for 1 year.
  • You have been in the same full-time job for at least 12 months, have provable income and are not on probation.
  • Your credit score is 700 or more and no one on the application has had a bankruptcy, consumer proposal or judgement.
  • Your housing and debt payments will be less than 40% of your provable gross monthly income.

Do You Meet All of These Qualifications?

Send Us the Lender’s Rate Quote

* This information is used solely to verify the competitor’s rate quote. Your information is 100% confidential.

Forward the Unaltered Quote By Email

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Upload the Unaltered Quote Here

We’ll call you only if we can beat the rate for a similar mortgage. RateBeater quotes are never emailed.

* Approval depends on full underwriting. No guarantees of any kind are being made with this offer. E&OE. OAC. See Full Terms.