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No legal or appraisal fees on standard switches. No-fee collateral charge switches for just 0.1% more. Includes a FREE one-year home warranty (certain limitations and a $50 deductible apply). Blends are available (upon qualification) if you are purchasing a new home and require a higher loan amount. Blends require a new term that is equal to or longer than the remaining term, plus a minimum $20,000 increase to the loan amount. Blends are not available if the loan-to-value is over 80%. No blends to maturity are permitted on increases. Increases are at CMLS publicly advertised rates available at the time. If you are self-employed, this lender requires that you can prove three years of self-employed income on your tax returns. Alberta clients: Maximum loan-to-value is 90%. Condos considered only for Calgary, Edmonton, Red Deer & Lethbridge. If you are self-employed, this lender requires that you can prove three years of self-employed income on your tax returns. Rate is locked until closing and cannot be increased or decreased.
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*(Rate based on $300,000 mortgage.*) Change