- All major banks, not just the ones that pay brokers
- All major credit unions
- All major trust companies and mortgage finance companies
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All rates above assume:
- You have at least two years of excellent established credit
- Your income is provable to common lender standards
- Your monthly obligatory payments are less than 40% of your income
- You're a Canadian resident for tax purposes
- The property is owner occupied
- The property is marketable and not rural, farmland or a cottage