Shop All of Canada's Best Mortgage Rates. Right Here.

From Banks, Brokers, Credit Unions and Wholesale Lenders.

  • Fixed
  • Variable
Term
Everyday
Limited
1 Year
3.19%
3.09%
2 Year
3.64%
3.39%
3 Year
3.99%
3.74%
4 Year
4.09%
3.94%
5 Year
4.24%
3.59%
7 Year
4.54%
4.29%
10 Year
4.70%
4.45%
Term
Everyday
Limited
3 Year
2.80%
2.10%
5 Year
2.55%
2.04%

Unlike Lenders and brokers, we compare:

  • All major banks, not just the ones that pay brokers
  • All major credit unions
  • All major trust companies and mortgage finance companies

See the true best rates. No gimmicks. No bias.

Basic Qualifications

All rates above assume:

  • You have at least two years of excellent established credit
  • Your income is provable to common lender standards
  • Your monthly obligatory payments are less than 40% of your income
  • You're a Canadian resident for tax purposes
  • The property is owner occupied
  • The property is marketable and not rural, farmland or a cottage

Other rules apply depending on the lender you select.

Less Fees!

intelliMortgage never charges upfront fees and appraisals are often free.