Shop All of Canada's Best Mortgage Rates. Right Here.

From Banks, Brokers, Credit Unions and Wholesale Lenders.

  • Fixed
  • Variable
Term
Everyday
Limited
1 Year
4.29%
4.69%
2 Year
4.59%
4.59%
3 Year
4.89%
4.59%
4 Year
5.09%
4.94%
5 Year
4.99%
4.58%
7 Year
5.34%
5.19%
10 Year
5.69%
5.39%
Term
Everyday
Limited
3 Year
4.35%
3.60%
5 Year
4.10%
3.60%

Unlike Lenders and brokers, we compare:

  • All major banks, not just the ones that pay brokers
  • All major credit unions
  • All major trust companies and mortgage finance companies

See the true best rates. No gimmicks. No bias.

Basic Qualifications

All rates above assume:

  • You have at least two years of excellent established credit
  • Your income is provable to common lender standards
  • Your monthly obligatory payments are less than 40% of your income
  • You're a Canadian resident for tax purposes
  • The property is owner occupied
  • The property is marketable and not rural, farmland or a cottage

Other rules apply depending on the lender you select.

Less Fees!

intelliMortgage never charges upfront fees and appraisals are often free.