Shop All of Canada's Best Mortgage Rates. Right Here.

From Banks, Brokers, Credit Unions and Wholesale Lenders.

  • Fixed
  • Variable
Term
Everyday
Limited
1 Year
4.19%
4.09%
2 Year
4.59%
4.49a%
3 Year
4.74%
4.59%
4 Year
4.99%
4.64%
5 Year
4.99%
4.79%
7 Year
5.24%
5.14%
10 Year
5.39%
5.29%
Term
Everyday
Limited
3 Year
3.30%
2.60%
5 Year
3.10%
2.55%

Unlike Lenders and brokers, we compare:

  • All major banks, not just the ones that pay brokers
  • All major credit unions
  • All major trust companies and mortgage finance companies

See the true best rates. No gimmicks. No bias.

Basic Qualifications

All rates above assume:

  • You have at least two years of excellent established credit
  • Your income is provable to common lender standards
  • Your monthly obligatory payments are less than 40% of your income
  • You're a Canadian resident for tax purposes
  • The property is owner occupied
  • The property is marketable and not rural, farmland or a cottage

Other rules apply depending on the lender you select.

Less Fees!

intelliMortgage never charges upfront fees and appraisals are often free.