Today's Top Deal
5yr Fixed (BC only)
A 5-Year Term With Perks!Get Rate
BC's Most Competitive 5-year Fixed Rate
If you don't want to think about your rate years, this is the mortgage to beat.
A five-year fixed will have you sleeping well knowing your payment and interest costs aren't going anywhere until 2023.
According to RateSpy.com, a 5-year fixed rate of 3.03% is one of the most competitive in Canada. But not only that, this mortgage provides you $1,000+ in cash incentives.
Who’s Right For This Deal
This 5-year offer is designed for someone who:
- resides in British Columbia
- is purchasing a home or switching lenders (this rate is not available on refinances)
- has a property value of no more than $999,999
- has great credit and provable income.
The rate advertised is based on a $300,000 mortgage. Higher loan amounts entail even lower rates, and vice versa.
- Includes $1,000 cash at closing, which is deposited in the client's account at this institution
- Requires direct payroll deposit into this lender's chequing account and auto-investment in the lender's investment account.
- Comes with a 90-day rate hold, as well as 20% annual lump sum prepayment privileges
- Allows amortizations up to 25 years
- Is portable within B.C. with a 90-day port gap, subject to requalification.
- Can be increased later without penalty or legal fees, subject to requalification.
- Is a special lender promotion for new applications. The rate is not available on existing applications.
This offer is available on approved credit and subject to change without notice. Other conditions may apply. E&OE.
Have a question? Live chat with our friendly mortgage concierges, or call 800-280-2460 from 9 a.m. to 8 p.m. ET (5 p.m. PT).
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How It Stacks Up
Today’s top deal is among the best 5-year fixed rates in B.C. But don’t take our word for it. Compare this deal to others using Canada’s most popular rate shopping tools.